Solutions → BNPL – Pay in 3 → Retail Credit → Marketing Solutions Resources → Merchant Portal → PayUp App Help & Support
Log In Apply Now →
🚀 Trusted by 10,000+ merchants

Increase revenue with our retail solutions

Let's get you paid! Increase your sales with split payment options and performance marketing built for South African businesses.

Apply Now → Watch Demo
R0B
Total Transactions
0M
Active Customers
R0B
Available to Spend
Approved!
Instant decision
+34% Sales
This month
Checkout
R 1,499.00
Total order amount
1
Pay today
R 499.67
2
In 30 days
R 499.67
3
In 60 days
R 499.67
Trusted by South Africa's biggest brands

Payment Solutions

More ways to get paid

Expect more orders as shoppers pay later while you get paid upfront. Straight and split payment services to help boost buying power.

BNPL

Pay in 3

Convert more browsers into buyers by making your products affordable. Shoppers split purchases into 3 interest-free payments, reducing pressure on their budget. Think bigger basket sizes and fewer abandoned carts.

Learn more →
Retail Credit

Pay in 12

For some shoppers, even paying in 3 places your product out of reach. Pay in 12 is an extra flexible retail credit option that makes bigger-ticket items more attainable with smaller payments spread over 12 months.

Learn more →

By the Numbers

Built for scale

Real numbers from real merchants. See why South Africa's leading retailers choose SplitPay.

Google Rating
4.7
Over 5,378 verified reviews. We're committed to providing the best interest-free payment solution.
Transaction Speed
9s
A transaction happens every 9 seconds. Our customers collectively have over R7.8B in available spend.
Daily Transactions
11k+
Think of the SplitPay community as your potential customers. As our database grows, so does your reach.
Points of Presence
10k+
Gain access to items and services without pinching customers' pockets. Offer this responsible credit alternative now.

Grow Your Business

Marketing solutions that deliver

Get your business noticed by our community of 2.6 million shoppers and turn interested browsers into new customers.

Targeted exposure to 2.6M pre-approved, ready-to-buy customers in our ecosystem
Performance campaigns with detailed analytics, so you see exactly what's working
Featured listings on the SplitPay discovery page to drive high-intent traffic
Email & push campaigns sent directly to shoppers interested in your category
Learn More →
Campaign Performance
↑ Live
+42%
Traffic increase
R 284k
Revenue driven

Resources

Get started with these tools

Everything you need to integrate, manage, and grow your business with SplitPay.

Portal

Merchant Portal

See the latest business updates, marketing opportunities, onboarding information, and real-time transaction data all in one place.

Read more →
App

PayUp App

Want a loadshedding-proof transaction process? Complete offline payments from anywhere using the PayUp mobile application.

Learn more →
Dev

Integrations

Add us as a payment method on your website using prebuilt plugins for Shopify, Magento, WooCommerce, Salesforce, and more.

Learn more →
Designed for growth
📈
Increased Traffic
💰
Boosted Sales
🛡️
Zero Risk
🎯
Higher Conversion
⚡
Upfront Payment
🛒
Bigger Basket Size
🤝
Customer Loyalty
🌍
Omni-Channel
📈
Increased Traffic
💰
Boosted Sales
🛡️
Zero Risk
🎯
Higher Conversion
⚡
Upfront Payment
🛒
Bigger Basket Size
🤝
Customer Loyalty
🌍
Omni-Channel

Omni-Channel Solutions

Seamless checkout wherever they shop

Offer shoppers the convenience of fast checkouts online and in-store with the SplitPay app.

checkout.splitpay.co.za
Choose payment method
Nike Air Max 270R 2,299
DeliveryFree
TotalR 2,299.00
Pay in 3 × R 766.33
Interest-free
Pay in 12 × R 191.58
Retail Credit
Full payment R 2,299
In-Store POS Terminal
🖥️
ACS · Cow Hills · BCX
Tap to pay with SplitPay at any integrated POS terminal. Customer scans QR or taps NFC to confirm.
✓ Transaction Approved
QR Code Payment
Scan to Pay
Up and running in minutes. No hardware needed.
4.7
★★★★★
Based on 5,378 reviews
We're committed to providing the best interest-free payment solution — but don't just take our word for it.

Testimonials

Why businesses love SplitPay

"
★★★★★

Introducing an alternative payment option has enabled our Adidas retail business to extend its reach. Access to the SplitPay team and the integration have been nothing short of seamless. This has led to increased conversions, sales and repeat business.

PM
Paddy Muldoon
Managing Director, Adidas
"
★★★★★

Signing up with SplitPay opened a whole new market segment for our business. We now provide customers with interest & fee-free payment terms, and the online and in-store functionality supports our omnichannel approach perfectly.

JT
James Taylor
Business Owner, GoMaxx
"
★★★★★

As a leading sports brand, Puma has always been committed to providing exceptional experiences. When we partnered with SplitPay, we were impressed by their innovative payment solution and the results it delivered for our customers.

NS
Nathier Schroeder
Retail Operations, Puma
"
★★★★★

SplitPay gives Cape Union Mart a big advantage by offering customers a simple and adaptable payment option. More sales potential, fewer financial obstacles, and bigger purchases — it increases happiness and loyalty by providing a practical alternative.

CU
Marketing Team
Cape Union Mart
"
★★★★★

The partnership has proven to be a win-win, increasing sales and customer loyalty across all of Retailability's brands and providing our customers with a fee-free, interest-free way to pay. The SplitPay team is always willing to go the extra mile.

TM
Tim Maxwell
Head of Financial Services, Retailability
🚀 Join 10,000+ merchants

Join the SplitPay
Business Network

Start increasing sales today. Apply in minutes and get approved fast. No setup fees, no hidden costs.

Send Application → Request a Demo
No setup fees
Get paid upfront
Zero fraud risk
24/7 support